I have a one month old car. It has been flawless and I love it. When I got the car I shopped for insurance and found Geico had by far the best rates. Last week while driving on the freeway (in Las Vegas), a truck kicked up some debris(probably a small piece of metal) which hit my hood and put a 2 inch gash in it, luckily not all the way through the metal. I called the local Tesla service center, and they sent me to a high end body shop. I was quoted about $1,000 to fix the ding. My deductible is $1,000, so obviously I won't make a claim. But the body shop (which had 2 other Tesla's there as well as other exotics) told me that if the damage WAS substantial enough to make a claim, Geico would not authorize them to do the work. Instead they (Geico) would insist on a cheaper second rate body shop which might not do the repair correctly. They advised me to switch from Geico.
I was wondering if anyone has had any experience with filing a claim with Geico and if so how things worked out.
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