Greetings fellow WA owners. My Model S is scheduled for delivery in June and I've been shopping for insurance. It's been about as much fun as a root canal.
The Model S is not a cheap car to insure, but here's some information I hope others in WA can use.
Current insurance: National Merrit. I've been with them 20 years. For my situation (married, two cars, great credit, safe neighborhood) they have always had the best rate I could find. I normally check/shop about every five years. They quoted my Model S as an additional $600 per year. Very competitive.
Shopping Process: I subscribe to checkbook.org and find it very useful when shopping for a variety of local services. Using price and satisfaction ratings as primary considerations, I used their online tool to get a list of companies sorted by price. Satisfaction numbers/ratings are also listed.
At the top (inexpensive) of the list is National Merrit, my current insurer. Listed second was Safeco. I first tried to use the quote tool at safeco.com. No luck. It can't calculate rates for a Tesla. Instead it provided me with a phone number to call and I did.
Here's the good part: I called and spoke with an agent named Adam Levine (888-733-3311 x4672). First of all, he was very helpful and accomodating. I hope you will ask for him when you call. They work on commission and I like to see good service rewarded. The quote? $360 per year. That's not a typo, and I don't mean every six months. That's almost half price compared to National Merrit.
While price is important and I've switched to Safeco, I highly suggest getting a quote from National Merrit too. They've been an outstanding insurer for me and always provided A+ customer service.
Best Regards to all of my Fellow WA Model S owners. My car will be delivered in June and I hope to see you around Bellevue.
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